Columnists

Given property has gone up so much in the last few years I have often been asked if people should buy leasehold property because its cheaper. It's the understanding of the cheaper that needs to be considered.

Given all the recent price increases it’s getting pretty tough out there and many people are really struggling financially. It's time to go back to the basics.

I seem to be starting many of my articles lately with… "It's a tough time out there at the moment". Many of the clients I have seen in the last 6-12 months need help because they are struggling financially for a variety of different reasons.

The start of any good budget or spending plan is the note book! It's one of the most annoying but at the same time most useful exercises you will ever do to help you manage your finances better.