Columnists

It's the new year and you may be wondering how you are going to pay the debts you have acquired over the holiday period.

New Year's is the time when people turn over a new leaf. Here's how to make it pay for you...

For most of us, our money - or lack of it - is our number one stress. January is typically the most stressful time of the year after we get over the Christmas holiday period; getting from pay day to pay day can be hard enough without all the extra debt accumulated over the holidays.

With the recent reduction in the OCR which led to decreased interest rates, many people are wondering whether they should break their mortgages.